Insurance & Finance

NABARD Grade B Cut Off: Stage-wise Guide and Target Score

The NABARD Grade B cut-off is the minimum score a candidate must reach to move from one stage to the next. Because the exam has only a handful of vacancies in each cycle, the final cut-off is usually decided by a very small mark difference. This page explains how cut-offs work at each stage and how to set a realistic target. It does not quote category-wise cut-off numbers, because Grade B and Grade A figures are often mixed on unofficial pages.

How Cut-Offs Work in NABARD Grade B

In the last verified cycle (the 2021 advertisement), cut-offs were applied at every stage, both for each test and for the total score. A strong total did not help if one test was below its own cut-off.

Stage

What the cut-off decides

Phase I Preliminary

Qualifying sections must be cleared; scores in the merit sections (General Awareness, ESI and ARD) decide the call for the Main

Phase II Main

Decides who is called for the interview, up to 3 candidates per vacancy in 2021

Final merit

Combined Main and interview marks decide selection and the waiting list

Last Cycle Result

The 2021 cycle ended with the final result in April 2022. Against 7 vacancies, NABARD selected 7 candidates and placed 3 on the waiting list. The bank publishes stage-wise cut-off marks on its website after the results, so use the official notices page for exact category-wise figures instead of unofficial tables.

How to Read an Official Cut-Off Notice

When NABARD publishes cut-offs, check three things before comparing your score: the stage the figure belongs to, the maximum marks for that stage, and whether it is a sectional or a total cut-off. A number from the Preliminary cannot be compared with a Main figure, and Grade A cut-offs belong to a different exam with a different pattern.

What Affects the Cut-Off

  • Paper difficulty: A harder paper lowers the cut-off, and an easier one raises it.

  • Number of vacancies: With very few posts, the final cut-off depends on the top performers.

  • Number of applicants: More attempts usually mean tougher competition at every stage.

  • Category: Cut-offs differ across General, OBC, SC, ST and EWS candidates.

How to Set Your Target

Treat past figures as a benchmark only and aim for a clear margin above them rather than a bare pass.

  • Prelims: Score well above the safe level in every qualifying section, and push your ESI, ARD and General Awareness accuracy as high as you can.

  • Main: Aim for balanced scores across all three papers, because a weak paper is hard to recover from.

  • Mocks: Track sectional scores, attempts and accuracy over at least ten full-length tests, such as those available on Testkart.

Official website: https://www.nabard.org/

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