Does RBI Grade B have sectional cut-offs?

Yes. In Phase I, you must clear the cut-off in each section as well as the overall cut-off.

What was the RBI Grade B Phase II cut-off in 2025?

For the DR (General) stream, General/UR category, the Phase II aggregate cut-off was 171.50 out of 300, and the final cut-off was 230.75 out of 375.

Where can I check the official RBI Grade B cut-off?

On RBI's recruitment portal, in the result notices released after each stage.

Banking Exams

RBI Grade B Cut Off: Phase 1, Phase 2 and Final Trends

RBI Grade B Phase 1 sectional and overall cut-offs, Phase 2 and final cut-offs, and previous year trends.

The RBI Grade B cut off is the minimum score needed to move from one stage to the next and, finally, to be selected. RBI releases cut-offs for each stream and category after every stage. Because Phase I has sectional cut-offs and the final merit combines Phase II and the interview, understanding the cut-off structure is as important as knowing the numbers.

Types of RBI Grade B Cut Off

Cut-off	What it decides
Phase I sectional cut-off	Minimum marks in each of GA, Reasoning, English and Quant
Phase I overall cut-off	Who is shortlisted for Phase II
Phase II cut-off	Who is called for the interview (out of 300)
Final cut-off	Who is selected (Phase II + interview, out of 375)

Previous Year Cut Offs (DR General, General/UR)

Phase I – 2024

Section	Cut-off
General Awareness	20.00
Reasoning	15.00
English	7.50
Quantitative Aptitude	7.50
Overall (out of 200)	67.25

Phase II and Final – 2025

Stage	Cut-off
Phase II aggregate (out of 300)	171.50
Final (Phase II + interview, out of 375)	230.75

Cut-offs for other categories and for the DEPR and DSIM streams are released separately in RBI's result notices. The 2026 cut-offs should be checked directly on RBI's recruitment portal.

Factors That Affect the Cut Off

Number of vacancies: Fewer posts, as in 2026 (60 vacancies), usually push cut-offs up.
Number of candidates: More applicants mean tougher competition.
Difficulty of the paper: A harder paper usually lowers the cut-off.
Negative marking: Wrong answers pull down scores, especially in GA and Reasoning.
Category and stream: Each category and stream has its own cut-off.

How to Use Cut Offs in Your Preparation

Aim well above the previous overall cut-off in your Phase I mock tests, not just at it.
Track sectional scores in every mock, because missing one sectional cut-off ends your attempt.
For Phase II, set a target comfortably above the previous aggregate, since the interview adds only 75 marks.

Frequently Asked Questions

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