Insurance & Finance

RBI Grade A Exam Pattern 2026: Papers, Marks and Timing

The RBI Grade A exam pattern is different for each of the two Grade A posts. In the latest cycle (Panel Year 2026), Assistant Manager (Rajbhasha) had an objective Paper I, a descriptive Paper II and an interview, while Assistant Manager (Protocol & Security) had a single online objective test and an interview. Both posts carried a total of 235 marks including the interview.

This page explains each paper, the marks per question, the negative marking, the qualifying rules and how the final merit is built. It also shows what the pattern means for your time management. The figures come from the official Panel Year 2026 advertisement. RBI's 2027 calendar lists the next recruitment months only as tentative, so the pattern for any new notification must be checked when it is released.

RBI Grade A Exam Pattern at a Glance

Particular

Rajbhasha

Protocol & Security

Stages

Paper I, Paper II, interview

Online test, interview

Objective test

150 questions, 150 marks

200 questions, 200 marks

Descriptive paper

50 marks, 60 minutes

None

Interview

35 marks

35 marks

Total marks

235

235

Objective test time

120 minutes (sum of test timings)

120 minutes (sum of test timings)

Negative marking

Yes, in Paper I

Yes, in the online test

Language

Bilingual (Hindi and English), except the English test

Bilingual (Hindi and English), except the English test

Assistant Manager (Rajbhasha) Exam Pattern

The Rajbhasha selection has three parts. Paper I and Paper II are held on the same day, in the same session, without a break.

Paper I: Objective (online)

Test

Questions

Marks

Time

Reasoning

35

35

30 minutes

English Language

35

35

30 minutes

General Awareness (banking, economics, commerce, allied subjects)

35

35

20 minutes

Professional Knowledge (including Official Language)

45

45

40 minutes

Paper I total

150

150

120 minutes

Paper II: Descriptive and interview

Stage

Content

Marks

Time

Paper II

Descriptive, Official Language: Hindi and English translation, basics of Official Language Policy

50

60 minutes

Interview

Personality test

35

-

Grand total

Paper I + Paper II + interview

235

-

Paper II may be conducted on a computer or on paper. It is evaluated only for candidates who score sufficiently in Paper I, and the Board decides the level. Candidates shortlisted for the interview are chosen on Paper I and Paper II marks together.

Assistant Manager (Protocol & Security) Exam Pattern

This post has one online test followed by an interview. The marks are not spread evenly: Professional Knowledge and English questions carry different weights.

Test

Questions

Marks

Time

Reasoning

50

50

35 minutes

English Language

50

25

35 minutes

General Awareness (banking industry)

50

50

20 minutes

Professional Knowledge

50

75

30 minutes

Online test total

200

200

120 minutes

Interview

-

35

-

Grand total

-

235

-

Candidates who meet the Board's aggregate and test-wise qualifying marks are called for the interview. Final selection is based on the interview stage and the written performance together.

Marking Scheme and Negative Marking

For wrong answers in the objective tests, RBI deducts one-fourth of the marks allotted to that question. The notification does not state any deduction for unattempted questions, and it does not mention negative marking for the descriptive Paper II. The table below shows what that means per question, worked out from the official marks and question counts.

Post and test

Marks per correct answer

Deduction per wrong answer

Rajbhasha: all four tests in Paper I

1

0.25

Protocol & Security: Reasoning

1

0.25

Protocol & Security: English Language

0.5

0.125

Protocol & Security: General Awareness

1

0.25

Protocol & Security: Professional Knowledge

1.5

0.375

Marks per question are calculated from total marks divided by the number of questions, and are shown here so you can plan guesses. Always cross-check the marking scheme with the instructions in the latest notification and on the exam screen.

What the Pattern Means for You

  • Each test has its own clock: Time is allotted test by test, so you cannot carry unused minutes from one test to another. Practise finishing each test inside its own limit.

  • A wrong guess is cheaper than it looks, but not free: With a 0.25 deduction on a 1-mark question, guessing makes sense only when you can confidently remove some of the options. In Professional Knowledge for Protocol & Security, one wrong answer costs 0.375 marks, so be careful there.

  • Marks per question differ: For Protocol & Security, three Professional Knowledge questions are worth as much as nine English questions. Give your best study hours to the higher-weight test.

  • General Awareness is a speed test: About 34 seconds per question for Rajbhasha and 24 seconds for Protocol & Security. You either know the answer or you do not, so do not linger.

  • The descriptive paper rewards handwriting practice: Rajbhasha candidates have 60 minutes for translation and policy answers, so build writing speed well before the exam.

Stage-by-Stage Flow of Selection

The two posts move through the process differently. The table shows what decides whether you progress at each step.

Step

Rajbhasha

Protocol & Security

1. Online objective test

Paper I of 150 marks. Board sets qualifying marks in each test and in aggregate.

Online test of 200 marks. Board sets qualifying marks in each test and in aggregate.

2. Descriptive paper

Paper II of 50 marks, evaluated for candidates who score sufficiently in Paper I.

Not applicable.

3. Shortlisting for interview

Based on Paper I and Paper II together.

Based on meeting the qualifying marks in the online test.

4. Interview

35 marks, in Hindi or English.

35 marks, in Hindi or English.

5. Final selection

Examination marks plus interview marks, out of 235.

Online test marks plus interview marks, out of 235.

Documents for age, qualification, category and disability are verified at the interview stage. Keep every certificate ready and valid on the dates given in the notification, because a missing certificate can cancel an otherwise strong result.

Qualifying Marks and Sectional Cut-Offs

RBI does not print fixed minimum marks in the advertisement. The Board decides the minimum qualifying marks for each test and for the aggregate, based on factors such as the number of vacancies. That means clearing the total is not enough if you fall short in any single test.

The Panel Year 2026 score cards show how this worked in practice. The General category sectional cut-off for Rajbhasha was 30 per cent of each test (for example, 10.50 out of 35 in Reasoning and 13.50 out of 45 in Professional Knowledge). For Protocol & Security it was 27.5 per cent of each test (for example, 13.75 out of 50 in Reasoning). Reserved categories had lower sectional cut-offs.

Interview and Final Merit

The interview carries 35 marks for both posts, and candidates may choose Hindi or English. Final merit is the total of written marks and interview marks out of 235. If two candidates have the same marks, the older candidate is ranked higher.

The examples below are illustrative and not real results. They only show how the total is built.

Post

Written component

Interview

Total out of 235

Rajbhasha (example)

Paper I 100 + Paper II 30 = 130

25

155

Protocol & Security (example)

Online test 120

25

145

The written stage is worth 185 marks for Rajbhasha and 200 marks for Protocol & Security, so it decides most of the final score. The interview can still change the order among close candidates.

Time Management and Exam-Day Strategy

Because the tests are separately timed, a fixed approach for each one works better than a general plan.

  1. Start each test with the quick questions: In Reasoning, solve direct questions first and leave the longest puzzle set for the end. In English, take grammar questions before the passage if reading is slow for you.

  2. Use a skip rule: If a question needs more than about a minute, mark it and move on. Return only if time remains in that test.

  3. Keep General Awareness short: Answer what you know in the first pass and avoid guessing on topics you have never read.

  4. Protect Professional Knowledge: This is the highest-weight test for Protocol & Security, so read each question twice and avoid careless errors.

  5. Plan the descriptive paper for Rajbhasha: Spend the first few minutes reading all questions, then divide time between translations and the policy answer.

On the day, carry the admit card and original photo ID, and arrive early. The name on the admit card must match your ID, and electronic devices are not allowed in the exam hall.

Practice Routine and Common Mistakes

A simple routine makes the pattern familiar before the exam. Begin with untimed topic practice, then move to timed tests, and finish with full-length mocks that copy the real sectional limits.

  • Weekly sectional tests: Take one timed test per subject each week, using the exact number of questions and minutes for your post.

  • Full-length mocks: Take one every two weeks at first, then one every week in the last month. Rajbhasha candidates should add a handwritten Paper II set to each mock.

  • Same-day review: Check every wrong and skipped question on the same day and write the reason in an error log: concept gap, careless mistake or slow solving.

Mistakes that cost marks in this pattern:

  • Preparing from the wrong pattern: Using Grade B or other bank exam papers, which have different sections and different timing.

  • Ignoring marks per question: Treating a 0.5-mark English question and a 1.5-mark Professional Knowledge question as equal in Protocol & Security.

  • Blind guessing in high-weight tests: Losing 0.375 marks for each wrong answer in Professional Knowledge adds up quickly.

  • Neglecting the descriptive paper: Rajbhasha candidates who practise only objective tests often run out of time in translation.

Older Pages and Official Source

Older pages may still show an earlier Grade A pattern, a different number of questions or different pay, so follow the official notification. The Panel Year 2026 advertisement and later announcements are available at https://www.rbi.org.in/scripts/Bs_viewcontent.aspx?Id=4854 and on the recruitment page https://opportunities.rbi.org.in/Scripts/Vacancies.aspx

RBI's calendar for 2027 lists an Officers in Grade A (DR) - General recruitment as a tentative, single-phase exam, but no pattern has been published for it. Do not assume it will match the Assistant Manager pattern on this page.

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