Life Insurance Corporation Assistant Administrative Officer

The LIC AAO exam is the recruitment test for Assistant Administrative Officer posts at the Life Insurance Corporation of India (LIC), conducted by LIC itself through an online, three-stage process. It is an officer-level entry post with a structured pay scale, which is why it attracts a large number of graduates every cycle.

The latest completed cycle is the 2025 recruitment, which was notified on 16 August 2025 for 841 posts across AAO (Generalist), AAO (Specialist) and Assistant Engineer. We could not confirm a new notification for the next cycle at the time of writing, so every figure below comes from the 2025 notification and its results. This page covers dates, vacancies, eligibility, pattern, syllabus, selection, salary and a preparation plan, with links to the detailed pages for each topic.

Table of Contents

• LIC AAO at a glance

• Notification overview and current status

• Important dates

• Vacancy details

• Eligibility

• Application fee and how to apply

• Exam pattern

• Syllabus summary

• Selection process

• Salary and career growth

• How to prepare

• Cut-off reference

LIC AAO at a Glance

Notification Overview and Current Status

LIC released two notifications in August 2025: one for AAO (Generalist) and one for AAO (Specialist) and Assistant Engineer (AE) posts. Applications were taken online from 16 August to 8 September 2025. The prelims was held on 3 October 2025 and the mains on 8 November 2025.

Results followed in stages. Reports place the mains results in February 2026, the final results between April and May 2026 and the scorecards in June 2026. Exact result dates differ between reports, so check the official result notices for the date you need.

Several coaching sites already carry "2026" or "2027" notification dates. Those are estimates based on earlier cycles, not announcements. Treat any date for the next cycle as tentative until LIC publishes it on its careers page.

Important Dates

Tentative dates come from reports and can change. Dates for the next cycle are tentative too. Track the careers page on licindia.in and your registered email for the official schedule.

Vacancy Details

The 2025 cycle offered 841 posts. The Specialist stream is the largest because of the Insurance Specialist post.

For the Generalist post, the category split reported for 2025 was UR 142, OBC 91, SC 51, EWS 38 and ST 28. Vacancy numbers change every cycle, so treat these as indicative of the scale, not as a forecast.

Eligibility

Educational qualification

For AAO (Generalist), candidates need a bachelor's degree in any discipline from a recognised university or institution. Specialist posts ask for a professional qualification or experience, such as ICAI membership for CA or a law degree with enrolment as an advocate for Legal. The LIC AAO eligibility page lists each post in detail.

Age limit

The age limit for most posts was 21 to 30 years as on 1 August 2025, which meant a date of birth between 2 August 1995 and 1 August 2004. AAO (Legal) had a higher upper limit of 32 years. Relaxation applies as per rules.

Other conditions

Candidates must be Indian citizens or belong to the other categories allowed under LIC's standard nationality rule. Check the notification for the exact wording, and keep your degree certificate and result proof ready for the interview stage.

Application Fee and How to Apply

Fee rules for the SC, ST and PwBD categories differ between reports, so confirm the final amount on the official application page before paying.

1. Open the careers page: Go to licindia.in and open the Careers section.

2. Register: Use a valid email ID and mobile number.

3. Fill the form: Enter personal, educational and category details accurately.

4. Upload documents: Add your photograph, signature and any other documents asked for, in the stated size and format.

5. Pay the fee and submit: Use net banking, card or UPI, then save a printout of the confirmation.

Common reasons for rejection include a wrong category claim, a mismatched name or date of birth, blurred uploads and applying without meeting the qualification on the cut-off date.

Exam Pattern

All stages are online. There was no negative marking in the prelims or the mains for the 2025 cycle, as reported from the notification.

Prelims (qualifying)

Mains (Generalist)

What this means for you:

• Prelims is a hurdle, not a score: It only decides who reaches the mains, so aim for safe sectional marks rather than perfection.

• Reasoning and DI carry the most weight: Together they make up 180 of the 300 mains marks.

• Awareness sections reward steady reading: Current affairs and insurance topics cannot be crammed in the last week.

Older pages may still show previous patterns, so follow the official notification. The LIC AAO exam pattern page explains the marking and final merit in detail.

Syllabus Summary

LIC names the tests in its notification but does not publish a detailed topic list, so the table below is a working checklist built from the pattern and from the questions asked in earlier papers.

See the LIC AAO syllabus page for subject-wise topics and a study order.

Selection Process

1. Prelims: Qualifying only, with sectional minimum marks. Marks are not added to the final merit.

2. Mains: An objective test of 300 marks plus a qualifying descriptive English paper.

3. Interview: Reported as 60 marks with a qualifying minimum.

4. Final merit: Based on mains objective marks plus interview marks.

5. Medical examination: Candidates in the merit list undergo a pre-recruitment medical test.

Salary and Career Growth

The pay scale reported for the 2025 cycle was Rs. 88,635 to Rs. 1,69,025, with a starting basic pay of Rs. 88,635 per month. Gross pay in a metro city was reported at about Rs. 1.26 lakh per month after allowances. This is not an official in-hand figure, and it varies by city and deductions.

Benefits reported include a contributory pension, gratuity, leave travel concession, medical and insurance cover, and reimbursements as per LIC rules. Check the notification for the full list of allowances and for details on probation, training and promotion.

How to Prepare

• Start with the pattern: Fix the prelims sections first, then add mains-only topics.

• Build speed in reasoning and DI: These two sections carry 180 of the 300 mains marks.

• Read daily for awareness: Spend 30 to 40 minutes on current affairs, banking and insurance news, and keep monthly notes.

• Practise typing and writing: The descriptive paper is typed, so practise letters, emails and short essays.

• Attempt full-length mocks: Take them in exam timing and review every wrong or slow question.

Cut-off Reference

The prelims has sectional minimum marks, and the final cut-off for the latest cycle was reported at 294 for UR in the Generalist stream out of 360 marks. Cut-offs change every year with difficulty, vacancies and the number of applicants. Treat last year's figures as a benchmark only, and aim for a clear margin above them rather than a bare pass. The LIC AAO cut-off page has the category-wise detail.