Banking Exams

IBPS PO 2026 Exam Overview & Study Resources

A common written examination for the recruitment of Probationary Officers in multiple public sector banks.

IBPS PO Study Material

IBPS PO 2026 is the sixteenth edition of the common recruitment exam for Probationary Officers and Management Trainees in public sector banks. The Institute of Banking Personnel Selection (IBPS) conducts it under the official name CRP PO/MT-XVI.

The Prelims were held on 22 and 23 August 2026, and the Mains is scheduled for 4 October 2026. This guide brings everything a student needs into one place: dates, vacancies, eligibility, the revised exam pattern, syllabus, salary, cut-offs and a preparation plan. Planning for the next cycle? The same framework applies.

IBPS PO 2026 at a Glance

Particular

Details

Recruitment

CRP PO/MT-XVI, for vacancies of 2027-28

Vacancies

7,565 (indicative, revised)

Participating banks

11 public sector banks

Eligibility

Graduate in any discipline, 20 to 30 years as on 1 July 2026

Selection stages

Prelims, Mains, Personality Test, Interview

Prelims

22 and 23 August 2026 (conducted)

Mains

4 October 2026

Starting basic pay

Rs. 48,480 per month

Official website

ibps.in

IBPS PO 2026 Notification Overview

Parameter / Feature

Details & Operational Guidelines

Notification Release Date

1 July 2026 (Detailed notification released a day after short notice)

Recruitment Vacancy Count

7,565 Total Vacancies

• Initial Count: 6,715

• 1st Revision: 7,365

• Final Revised Count: 7,565 (Increased as additional participating banks reported requirements)

Revised Mains Exam Structure

170 Objective Questions (Increased from 145 questions)

• Total weightage remains unchanged at 200 Marks

Newly Introduced Stage

Personality Test added between Mains and Interview (Self-report assessment shared directly with interview panel)

Single Exam Process Rationale

Centralised Allotment System:

• Single application and unified examination process (Prelims + Mains)

• Provisional allotment to a specific bank based strictly on merit rank and bank preferences

• Participating banks handle final offer letters, joining formalities, and posting directly

IBPS PO 2026 Important Dates

Event

Date

Detailed notification

1 July 2026

Online registration and fee payment

1 July to 26 July 2026 (extended from 21 July)

Pre-examination training

August 2026

Preliminary exam

22 and 23 August 2026

Prelims result

Expected in late September 2026

Main exam

4 October 2026

Mains result

November 2026 (tentative)

Personality Test

November or December 2026 (tentative)

Interview

December 2026 or January 2027 (tentative)

Provisional allotment

January or February 2027 (tentative)

Tentative dates come from the notification schedule and can change. Track the CRP updates page on ibps.in and your registered email.

IBPS PO Vacancy 2026: Bank-wise Details

Bank of Baroda, Canara Bank and Bank of Maharashtra account for more than half of the posts. Union Bank of India had not reported its vacancies at the time of writing, so the total can still rise.

Participating bank

SC

ST

OBC

EWS

UR

Total

Bank of Baroda

285

142

513

190

770

1,900

Bank of India

75

37

135

50

203

500

Bank of Maharashtra

165

82

297

110

446

1,100

Canara Bank

225

112

405

150

608

1,500

Central Bank of India

75

37

135

50

203

500

Indian Bank

122

60

199

52

217

650

Indian Overseas Bank

84

41

148

54

223

550

Punjab National Bank

76

38

136

50

204

504

Punjab and Sind Bank

24

13

47

15

62

161

UCO Bank

30

15

54

20

81

200

Union Bank of India

NR

NR

NR

NR

NR

NR

Total

1,161

577

2,069

741

3,017

7,565

NR means not reported. The figures are indicative, and final allotment depends on the actual vacancies banks report, so do not set bank preferences on these numbers alone.

IBPS PO Eligibility Criteria

Educational Qualification

You need a graduation degree in any discipline from a university recognised by the Government of India. The final result must be declared on or before 21 July 2026. If your university awards CGPA, convert it to a percentage using the university's own formula. IBPS ignores fractions, so 59.99% is treated as less than 60%.

Age Limit

The age limit is 20 to 30 years as on 1 July 2026. Your date of birth should fall between 2 July 1996 and 1 July 2006, both dates included.

Category

Upper age relaxation

SC / ST

5 years

OBC (non-creamy layer)

3 years

Persons with Benchmark Disabilities

10 years

Ex-servicemen

5 years

Other Conditions

  • Nationality: Indian citizens. A few other categories listed in the notification, such as subjects of Nepal and Bhutan, need an eligibility certificate from the Government of India.

  • Credit history: Banks expect a healthy credit record at the time of joining. The minimum score depends on each bank's policy.

  • Attempts: There is no cap on attempts as long as you are within the age limit.

IBPS PO Application Fee and How to Apply

Category

Fee (inclusive of GST)

SC / ST / PwBD

Rs. 175

General / OBC / EWS

Rs. 850

The fee is paid online and is not refunded. Registration for this cycle is closed, but the process changes little each year, so these steps will help with the next notification.

  1. Register on ibps.in through the CRP PO/MT link. A provisional registration number and password reach you by SMS and email.

  2. Upload documents: photograph, signature, left thumb impression, handwritten declaration and a live photograph taken through a webcam or phone.

  3. Fill in the form and set your bank preference order. Check every field, because most details cannot be changed after final submission.

  4. Pay the fee online, then save the e-receipt and a printout of the form.

Document

Dimensions

File size

Photograph

200 x 230 pixels

20 to 50 KB

Signature

140 x 60 pixels

10 to 20 KB

Left thumb impression

240 x 240 pixels

20 to 50 KB

Handwritten declaration

800 x 400 pixels

50 to 100 KB

Write the signature and the declaration in running handwriting, not in capital letters. Forms are rejected for this reason every year.

IBPS PO Exam Pattern 2026

Both written stages are online with a separate timer for each section. All tests except English are bilingual.

Prelims Pattern

Test

Questions

Marks

Time

English Language

30

30

20 minutes

Quantitative Aptitude

35

30

20 minutes

Reasoning Ability

35

40

20 minutes

Total

100

100

60 minutes

You must clear the cut-off in each test and the overall cut-off to reach the Mains.

Mains Pattern

Test

Questions

Marks

Time

Reasoning

40

60

45 minutes

General / Economy / Banking / Digital and Financial Awareness (including RBI circulars)

50

60

35 minutes

English Language

40

20

35 minutes

Data Analysis and Interpretation

40

60

45 minutes

Objective total

170

200

160 minutes

Descriptive paper (Essay and Comprehension)

2

25

30 minutes

For every wrong answer in the objective tests, one-fourth of the marks assigned to that question is deducted. Blank answers carry no penalty.

What the revised pattern means for you

  • Reasoning, Data Analysis and Awareness carry 60 marks each. Together they make up 180 of the 200 objective marks.

  • A question is worth about 1.5 marks in Reasoning and Data Analysis, 1.2 in Awareness and only 0.5 in English. A wrong guess in the first two costs three times as much as one in English.

  • The English objective test (20 marks) now carries less than the descriptive paper (25 marks). Sectional cut-offs still apply, so keep English in your routine, but give typing practice real time.

Older pages may still show the 145-question table, so follow the official notification. Our IBPS PO exam pattern guide explains each stage in detail.

IBPS PO Syllabus 2026

IBPS names the tests but does not issue a topic-wise syllabus. These topics are drawn from the test names and recent papers. See the IBPS PO syllabus guide for the full list.

Subject

Stage

Important topics

Reasoning

Prelims and Mains

Puzzles, seating arrangement, syllogism, inequality, coding-decoding, blood relations, input-output, data sufficiency

Quantitative Aptitude

Prelims

Simplification, approximation, number series, quadratic equations, arithmetic, data interpretation

English Language

Prelims and Mains

Reading comprehension, cloze test, para jumbles, error spotting, fillers, vocabulary in context

Data Analysis and Interpretation

Mains

Multi-step sets, caselets, data sufficiency, quantity comparison, arithmetic-based sets

Awareness

Mains

Current affairs, banking and financial terms, RBI circulars, government schemes, budget and economy, digital banking

Descriptive paper

Mains

Economic and social issues, trends in banking and technology, current events, ethics

IBPS PO Selection Process

  1. Preliminary exam: A qualifying screen. These marks are not added to the final merit.

  2. Main exam: Objective test of 200 marks plus the descriptive paper of 25 marks.

  3. Personality Test: A self-report assessment with no qualifying marks. Appearing for it is compulsory, and the profile goes to the interview panel.

  4. Interview: 100 marks. The minimum qualifying score is 40% for General and EWS candidates and 35% for SC, ST, OBC and PwBD candidates.

  5. Provisional allotment: Based on merit and your bank preferences.

The final merit combines Mains and interview scores in an 80:20 ratio.

IBPS PO Salary and Career Growth

The pay scale is Rs. 48,480-2000/7-62,480-2340/2-67,160-2680/7-85,920. In simple terms, the basic pay grows in three steps.

Stage

Starting basic

Annual increment

Duration

Basic at the end

First

Rs. 48,480

Rs. 2,000

7 years

Rs. 62,480

Second

Rs. 62,480

Rs. 2,340

2 years

Rs. 67,160

Third

Rs. 67,160

Rs. 2,680

7 years

Rs. 85,920

Dearness allowance, house rent allowance, medical benefits and other perks are added to the basic pay. Coaching portals commonly estimate the starting in-hand salary at Rs. 74,000 to Rs. 76,000 a month. This is not an official figure, and it varies by bank and city.

A PO starts in Scale I and can rise to Manager (Scale II), Senior Manager (Scale III) and Chief Manager. Beyond that lie the Assistant, Deputy and General Manager grades, reached through performance and internal promotion exams.

How to Prepare for IBPS PO

Stage 1: Clear the Prelims

  • With 20 minutes per section, attempt the easy questions first and leave the time-consuming ones.

  • Reasoning now carries 40 marks, so practise puzzles, seating arrangement and inequality daily.

  • Do not neglect English. Many candidates miss its sectional cut-off despite a good total.

Stage 2: Build Your Rank in the Mains

  • Data Analysis is multi-step and calculation-heavy. Start with the cleanest set and keep approximation methods ready.

  • Practise varied puzzle types and input-output questions so that no format surprises you.

  • Treat Awareness as a daily habit of 60 to 90 minutes. It offers 60 marks in 35 minutes with no calculations.

Stage 3: Respect the Descriptive Paper

  • Both tasks are typed, so practise on a keyboard with a 30-minute timer.

  • Spend the first two or three minutes on an outline, then write a short introduction, focused body paragraphs and a clear conclusion.

  • Keep the tone formal and balanced.

Use Mock Tests to Find Weak Areas

If you are writing the Mains on 4 October, take a full-length mock in the 170-question format every alternate day. Analyse it the same day: note the questions you got wrong, the ones that took too long, and the ones you skipped but could have solved.

For timed practice in the current pattern, you can attempt IBPS PO online tests on Testkart and use the section-wise analysis to plan your revision. Pair mocks with previous year papers to understand the real difficulty level.

IBPS PO Cut-off: Previous Cycle Reference

Cut-offs change every year with difficulty, vacancies and the number of applicants. Treat last year's Prelims figures as a benchmark only.

Category

IBPS PO Prelims 2025 cut-off (out of 100)

General / OBC / EWS

49.21

SC

45.96

ST

40.96

More vacancies can ease the cut-off, but more applicants can push it up. Aim for a clear margin above these marks, not a bare pass.

Frequently Asked Questions